Infocus News

6 Months have gone by

22 June 2017 •  Financial

How quick the first 6 months have gone by – winter has taking its toll on a lot of us with colds and flues. The gardens do not look to flash, we are all tired of the rain, and we had a lot of it this year, and are yearning for sunshine and holiday breaks….

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Looking to buy a rental property?

6 July 2016 •  Financial

To all that are landlords now and/or that are currently looking for Properties. The Golden Triangle There has been a lot of talk of areas that are ”hot” to buy in, and the Press has been talking about the area between Auckland Hamilton and Tauranga as “THE GOLDEN TRIANGLE”. Some of you have been looking…

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Meth contamination a testing time for owners

6 July 2016 •  Financial

Recent media reports about landlords being fined because they rented out houses that were contaminated from methamphetamine use suggest a guideline has been established that ignorance is no defence (source the Ultimate Property magazine – issue 23 Bay of Plenty).

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Let’s talk about Insurance…

1 May 2016 •  Financial

In this post, I would like to talk to you about some serious items for you to ponder, also about some real positive issues and opportunities to think about. Let’s talk about insurance. The dreaded insurance we are all hate to pay for. Money going out each month on an intangible item – something we…

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ACC pays out only for accidents not illness

1 May 2016 •  ACC

A self- employed trades person came to us asking for advice. He felt his ACC premiums and the need for personal cover where out of his financial reach. We looked at his business situation and analysed his family needs. The client decided to dial down on his ACC cover and self-insure. ACC pays out only…

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Burnout and depression

1 May 2016 •  Financial

A client was made redundant and could not find work – no matter how hard he tried. He became discouraged and despondent. When we visited the client we noticed the change and made recommendations in regards to medical care. A report was done to his insurance company and burnout and depression was diagnosed. The client…

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Find your dream home

1 May 2016 •  Mortgage

A couple wanted to buy their first home. Their deposit situation was as such that they could not get their “dream home”. They opted to buy a rental property instead whilst they continued renting themselves. They repeated this exercise one more time, renting while they now owned two rental properties. Upon they third attempt they…

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The need for insurance

1 May 2016 •  Financial

A client that did not believe any longer in the need for his insurance, came asking for options as he wanted to drop some vital cover of his portfolio. We gave him options – he was going to think about it and come back to me. Within a fortnight he had an accident that left…

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Purchase an additional home

1 May 2016 •  Mortgage

A couple that was declined by their bank on several occasions to purchase an additional home. Even though they had good equity came to us seeking guidance. We looked at their situation – talked to the bank – introduced them to an accountant. They are now the proud owners of a rental property that is…

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